Stay Ahead with Daily FinTech & Digital Banking Innovation Insights
- How are APIs, AI, and blockchain being integrated to create interoperable, secure, and adaptive financial systems?
- How are institutions navigating the evolving US regulatory landscape?
- How are central banks and financial institutions leveraging AI and quantum technologies to future-proof digital asset infrastructure and policy frameworks?
- How are banks balancing risk management, regulation, and innovation?
- What are the strategic opportunities for banks in these regions to use stablecoins in cross-border payments, and how do they differ across jurisdictions?
- What are the key regulatory differences across regions – for example, the UK, US, Canada – that impact how banks handle consumer disputes, and how should institutions adapt their processes accordingly?
- Stablecoin transaction volumes surpassed that of Visa and Mastercard combined in 2024. What next?
- As Black Friday approaches, new research from Revolut, the global fintech, reveals a lack of confidence amongst Brits as few trust their ability to spot a fake website or a scam offer, with many already paying the price.
- Tandem Bank has today launched its new Portfolio Cash ISA, giving customers a smarter, simpler and more flexible way to save tax-free.
- Global financial technology leader FIS (NYSE: FIS) is helping accelerate deposits growth for BMW Bank GmbH in Germany through a deposits-as-a-service capability which leverages FIS K-CORE24 and FIS K-e-Banking.
- A data centre cooling system problem halted futures and options trading at the Chicago Mercantile Exchange for several hours.
- Major financial institutions are beginning to integrate blockchain into real-world payment systems. …
- Vodacom Tanzania has struck several deals that expand the ways in which people can use its M-Pesa mobile payments service around the world.
- The Nairobi Securities Exchange Plc (NSE) of Kenya and the National Securities Exchange of Somalia (NSES) have today signed a landmark Memorandum of Understanding (MoU) to deepen cooperation in East Africa’s capital-markets ecosystem.
- For years, the payments industry has been on a seemingly unstoppable path toward global harmonisatio…
- EU’s Ombudswoman has accused the European Commission of rushing new rules on sustainable reporting.
- The European Council and European Parliament have reached an agreement on amending the existing payment services directive (PSD2) that they say will step up the fight against fraud and increase transparency.
- Raiffeisen Bank International (RBI) has become a member of the European Payments Initiative (EPI) and acts now as an Acceptor Payment Service Provider (PSP).
- Klarna, the global digital bank and flexible payments provider, today announces a new multi-market partnership with Lufthansa Group, Europe’s leading airline group.
- From the local team that launched Cardware Wallet, Africa’s first fully air-gapped hardware wallet, comes Spendl Money, a secure, compliant way to convert cryptocurrency into fiat (ZAR) and spend it anywhere in the world. Built with a strong commitment to security and regulatory compliance.
- by Cointelegraph by Amin HaqshanasBlackRock says $2.34 billion in November outflows from IBIT are normal as demand once pushed the ETF near $100 billion.
- by Cointelegraph by Ciaran LyonsStablecoin yields not being overly high suggests the market hasn’t reached a “major top” and Ether may reach $3,200 in the near term, according to Santiment.
- by Cointelegraph by Ciaran LyonsNasdaq’s head of digital assets strategy, Matt Savarese, said the stock exchange is ready to answer any questions the SEC may have for its proposal for tokenized stocks.
- by Cointelegraph by CointelegraphNeed to know what happened in crypto today? Here is the latest news on daily trends and events impacting Bitcoin price, blockchain, DeFi, NFTs, Web3 and crypto regulation.
- by Cointelegraph by Vince QuillBitcoin miners caught a break on Thursday as difficulty dropped, but the relief may be short-lived if it rises in December, as forecast.
- by Cointelegraph by Vince QuillThe Hyperliquid development team provided clarity on Saturday's token unlock in response to community fears of increased selling pressure.
- by Cointelegraph by Vince QuillSelf-custody of assets and financial privacy are both fundamental rights consistent with the pro-freedom philosophy on which the US was founded.
- by Cointelegraph by Yohan YunInformation asymmetry and front-running behaviors are migrating from token markets to institutional products like DATs, warns Shane Molidor of Forgd.
- by Cointelegraph by Amin HaqshanasSpot Bitcoin ETFs snap a four-week outflow run with $70 million in weekly inflows as Ether ETFs also turn positive and analysts flag a potential Bitcoin bottom.
- by Cointelegraph by Amin HaqshanasBitcoin may be forming a local bottom as RSI nears oversold and whales open longs, fueling a possible relief rally toward the $100,000–$110,000 zone.
- by Cointelegraph by Dilip Kumar PatairyaBitcoin mining in China is rising again. From dominance to ban to resurgence, this makes an engaging story.
- by Cointelegraph by Amin HaqshanasArthur Hayes says Monad’s token structure makes it vulnerable to a brutal selloff, while predicting money printing will fuel the next major crypto rally.
- by Cointelegraph by Ciaran LyonsThe crypto sentiment indicator has moved up from extreme fear, and other social media indicators suggest sentiment is moving more bullish toward Bitcoin.
- by Cointelegraph by Bradley PeakCooling US labor data is shifting growth expectations, rate paths and liquidity, creating new macro pressures for Bitcoin and the broader crypto market.
- by Cointelegraph by Ciaran LyonsEthereum educator Anthony Sassano said Ethereum’s gas limit could climb beyond three times next year, with some developers pushing for a fivefold increase.
- by Cointelegraph by Rakesh UpadhyayBitcoin and several altcoins continue to show strength, but charts suggest that each needs a strong close above a key exponential moving average to continue the uptrend.
- by Cointelegraph by Ciaran LyonsBitwise crypto researcher André Dragosch said, “We’re staring at a similar macro setup” for Bitcoin as during the COVID-19 pandemic.
- by Cointelegraph by Nate KostarThe UK will require crypto platforms to report all activity from domestic users starting in 2026, as global tax authorities worldwide tighten oversight of digital assets.
- by Cointelegraph by Vince QuillAnalysts expected more Solana ETFs to go live in 2025, as investors chase yield-bearing opportunities through staking and network validation.
- by Cointelegraph by Nate KostarCleanspark, Riot, Cipher and Circle rose higher as the odds of a US rate-cut in December reached its highest level of the month on the prediction market.
- by The Fintech TimesWeavr is expanding its Apple Pay and Google Pay service to B2B platforms, enabling consumer-style payments and helping close the gap between outdated business processes and the 82 per cent of merchants adopting digital wallets. The post Weavr Bridges B2B and Consumer Payment Gap with Apple Pay and Google Pay Expansion appeared first on The Fintech Times.
- by The Fintech TimesKraken is launching the multi-asset Krak Card with 1% cashback in the UK and EU, powered by Mastercard, allowing users to spend across 400+ crypto and fiat assets and access new DeFi yield opportunities via Vaults. The post Kraken Launches ‘Krak’ Card to Challenge Legacy Banks and Neobanks appeared first on The Fintech Times.
- by The Fintech TimesGlobal charity Street Child has adopted Aqilla’s cloud accounting software to achieve real-time multi-currency visibility, automate granular donor reporting, and strengthen transparency across its 15 international offices. The post Global Charity Street Child Achieves Real-Time Financial Visibility with Aqilla appeared first on The Fintech Times.
- by The Fintech TimesThunes and MoMo PSB have partnered to enable real-time cross-border payments into Nigeria, allowing millions of MoMo wallet users instant and secure access to funds from global remittance corridors. The post Thunes and MoMo PSB Partner to Bring Real-Time Cross-Border Payments to Millions of Nigerians appeared first on The Fintech Times.
- by The Fintech TimesTide is launching Tide Insurance, an embedded service in partnership with Admiral Business that uses existing platform data to offer seamless, tailored business insurance directly within the app for UK SMBs. The post Tide Enters Insurance Market in Partnership with Admiral Business to Close SME Protection Gap appeared first on The Fintech Times.
- by The Fintech TimesEmirates Development Bank premieres documentary ‘The Multiplier Effect’ to highlight human side of entrepreneurship The post Emirates Development Bank Premieres Documentary ‘The Multiplier Effect’ to Highlight Human Side of Entrepreneurship appeared first on The Fintech Times.
- by Mark Walker100k stablecoins inbound? 🚀 @0xPolygon's Aishwary Gupta tells @TheFintechTimes that a "super cycle" is coming, forcing banks to fight for capital with deposit tokens. The post Polygon Exec Predicts ‘Super Cycle’ of 100,000 Stablecoins as Banks Fight to Retain Capital appeared first on The Fintech Times.
- by The Fintech TimesKPMG UK has launched a specialist AI training programme and formal qualification with Multiverse, aiming to build widespread AI literacy across its 134-strong cohort and drive improved client services. The post KPMG UK Launches Major AI Upskilling Drive with Multiverse to Transform Client Services appeared first on The Fintech Times.
- by The Fintech TimesFinancial chaos kills startups. Fuel Finance CEO Alyona Mysko explains how AI is replacing spreadsheets to bring enterprise-grade clarity to SMBs. The post Behind the Idea: Fuel Finance appeared first on The Fintech Times.
- by Mark WalkerdLocal and Circle have partnered to integrate stablecoin payments (USDC/EURC) with dLocal’s local infrastructure, enabling faster, cheaper cross-border payouts in emerging markets. The post dLocal Joins Circle Payments Network to Power Stablecoin Payouts Across Emerging Markets appeared first on The Fintech Times.
- by Jagmeet SinghPine Labs, backed by PayPal and Mastercard, gained 14% on its market debut.
- by Sarah PerezVenmo launches a cash back program for debit card users, as credit card use declines among Gen Z.
- by Rebecca BellanOpenAI is acquiring the CEO of Roi, an AI financial companion. Roi will sunset its service as its talent heads to OpenAI, ostensibly to help boost revenue in consumer apps.
- by Marina TemkinThe two-year-old sales tax startup Numeral is now valued at $350 million.
- by Amanda SilberlingKarat Financial, the company known for its credit cards for creators, is launching a creator-focused business banking product.
- by Mary Ann AzevedoBrex has once again made the surprising, but perhaps realistic, decision to partner with another one-time competitor. This time Zip, the CEOs of both companies told TechCrunch exclusively. In April 2022, fintech Brex announced it was making “a big push” into both the enterprise and software. The news was notable considering that Brex originally was […]
- by Mary Ann AzevedoRep. Gerald Connolly, ranking member of the U.S. House Oversight Committee, has initiated an investigation into whether expense management startup Ramp is receiving preferential treatment in its bid for a $25 million government contract. Connolly sent a letter to General Services Administration (GSA) Acting Administrator Stephen Ehikian demanding information and documents related to the GSA’s […]
- by Mary Ann AzevedoFintech giant Stripe announced Wednesday a slew of new product launches at its annual Stripe Sessions user event. The highlights include a new AI foundation model for payments; stablecoin-powered accounts; a new Orchestration offering, and a recent migration with chip behemoth Nvidia. Stripe’s payments foundation model has been trained on tens of billions of transactions, […]
- by Kate ParkAlpaca said on Wednesday it has raised a $52M Series C round to expand into more foreign markets, including the Middle East, Europe and Asia.
- by Mike ButcherSwedish fintech startup Froda has secured a $22.7 million (€20 million) Series B round led by Incore Invest, also based in Sweden. The move bucks the trend of a slight slowdown in investments into fintech, plus a further confirmation of the long-term trend toward the “embedded finance” model. Largely operating in northern European countries, from […]
- by Mary Ann AzevedoExpense management startup Ramp is being considered for a charge card pilot program by the U.S. government’s General Services Administration, the company confirmed to TechCrunch on Thursday. The government’s internal expense card program, dubbed SmartPay, is a $700 billion program. It is estimated that the charge card pilot program contract for which Ramp is being […]
- by Charles RolletAnother highly valued startup has just been added to the mix in the ongoing legal drama between Rippling and Deel: U.K. fintech giant Revolut. In his blockbuster affidavit that reads like it’s straight out of a movie, Irish Rippling employee Keith O’Brien claimed that Deel paid him about $6,000 a month to spy on Rippling. […]
- by Theresa Loconsolo, Mary Ann Azevedo“We are in a period of what I’ll call fintech maximalism,” says Chemistry founder and GP Mark Goldberg. “By that, I mean the companies that grew up in the last five to 10 years in fintech, those that quietly executed through the winter of the 2021 to 2024 period, have emerged as compounders in a […]
- by Mary Ann AzevedoRyan Breslow is officially back. While the founder of one-click checkout company Bolt re-assumed its helm as CEO in March, Breslow is unveiling Wednesday a new “superapp” that he hopes will formally mark his return as the fintech’s leader. He describes the new product as “one-click crypto and everyday payments” in a single platform, in […]
- by Charles RolletAlbert Saniger, the founder and former CEO of Nate, an AI shopping app that promised a “universal” checkout experience, was charged with defrauding investors on Wednesday, according to a press release from the U.S. Department of Justice. Founded in 2018, Nate raised over $50 million from investors like Coatue and Forerunner Ventures, most recently raising […]
- by Mary Ann AzevedoThatch, a startup that aims to transform the health insurance experience for employers and employees alike, has raised $40 million in a Series B round of funding, it tells TechCrunch exclusively. Index Ventures led the financing, which included participation from existing backers Andreessen Horowitz (a16z), General Catalyst, SemperVirens, PeopleTech Partners, The General Partnership, and new […]
- by Tage Kene-OkaforDjamo is one of several digital banking startups targeting Africa’s underbanked. But unlike many that focus on large markets like Nigeria, Egypt, or South Africa, Djamo has carved out a niche in Francophone West Africa, specifically the Ivory Coast and, more recently, Senegal. It now serves over 1 million customers across both countries. The Y […]
- by Mary Ann AzevedoAs it gears up to go public, Chime is going all in on new features in an effort to attract more customers. The digital bank is offering customers who agree to have their paychecks directly deposited into a Chime savings or checking account an APY of 3.75%, it tells TechCrunch exclusively. For those who don’t […]
- by Mary Ann AzevedoProlific fintech investor and QED Investors co-founder Frank Rotman said Friday that he will transition to a partner emeritus role by year’s end to focus on founding his own startups. But those startups won’t necessarily be financial technology companies. In a post on X, Rotman — who helped start QED in 2007 — declared that […]
- by Mary Ann AzevedoMexico City-based Mendel has raised $35 million in a Series B round of funding, it tells TechCrunch exclusively. Corporate spend management platform Mendel last raised in December 2021 — a $15 million Series A round and $20 million in debt — after participating in Y Combinator’s Winter 2021 cohort. With this latest capital infusion, the […]
